Georgia Highlands College

Group Health Insurance

The University System of Georgia (USG) provides health care insurance coverage to employees on a cost sharing basis. Georgia Highlands College has three health care options for employees: the BCBS Open Access POS Plan, the BCBS HSA/HDHP Open Access Plan and the HMO plan.

All premiums for health insurance are automatically tax sheltered.

The Open Access plan differentiates between doctors within its Georgia POS network and those not in the network; the benefit is substantially higher for medical care provided within the POS network. The HMO is also a network based plan; the benefits provided within the HMO network are covered almost entirely but no benefits are provided outside of HMO network. The High Deductible Healthcare Plan is eligible for a Health Savings Account. Please see plan booklets and web sites ( for BOR plans and for Blue Choice HMO) for more details.


If you are a Georgia Highlands Employee and have questions about these benefits, please contact the Shared Services Center at (855) 214-2644 or

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